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Zakat becomes obligatory on a Muslim who possesses wealth above a fixed minimum known as?
A. Nisab
B. Khums
C. Ushr
D. Fidya
Correct Answer Is Option = Nisab
Notes / Explanation
Zakat becomes obligatory on a Muslim who possesses wealth above a fixed minimum known as the Nisab, which is one of the most important concepts in the Islamic system of charity and social welfare. Zakat is one of the fundamental pillars of Islam, and it represents a compulsory annual contribution that wealthy Muslims must give from their savings and certain forms of property for the benefit of those in need. The purpose of Zakat is to purify wealth, to remove greed and selfishness from the heart, and to ensure that the resources of the community circulate in a way that helps the poor, the needy and other deserving categories of people. However, Zakat is not required from every Muslim regardless of their financial situation. It becomes obligatory only when a person owns wealth that reaches or exceeds a certain minimum threshold, and this threshold is what is meant by the term Nisab. If a Muslim possesses wealth below this minimum level, then Zakat is not due from them, because they are not considered wealthy enough to bear this responsibility, and indeed they may themselves be among those who are entitled to receive assistance. The Nisab is measured in relation to specific standards based on the value of precious metals such as gold and silver, and a person whose qualifying wealth remains above this level for a complete lunar year is required to pay the prescribed portion of it as Zakat. The standard rate of Zakat on most forms of savings and wealth is a small fixed percentage, which makes it a manageable obligation while still ensuring a steady flow of support to those in need. The concept of Nisab is therefore significant because it establishes a fair and clear standard for determining who is liable to pay, ensuring that the burden falls only on those who genuinely have surplus wealth. This reflects the balance and justice of the Islamic economic system, which seeks to support the poor without placing hardship on those of modest means. For PPSC and other competitive examinations, the key points to remember are that Zakat is obligatory only on wealth above a minimum threshold, that this threshold is called the Nisab, and that the purpose of Zakat is to purify wealth and assist the deserving members of society.
